Garnishees are a highly politicised, but still poorly understood topic. They are ostensibly a debt collection tool, but one that has been shown to further entrench indebtedness and income inequality, and – unlike asset attachment – is predominately used against poorer people. But it also hits society at all levels, especially in the civil service.The project will contextualise this issue within a broader look at over-indebtedness as a theme:
- How much debt are South Africans in?
- How many credit accounts do we have?
- How many of our accounts are in good/bad standing, etc?
Format: A scroll-form page is proposed, as well as staggered or serialised publishing, and theming content into sections or data segments, such as “public servant garnishees”, “credit exposure per income bracket” and “South Africa’s indebtedness”. Sections will include the multimedia tools applicable to each, including videos interviews, graphs, and mapping.
Business Day (print) and BDLive (online) are the primary media partners.
Cover image: Simson Petrol (Creative Commons)
- Business Day: initial feature on over-indebtedness and South Africa's credit stats (EN)
- Business Day: follow-up feature unpacking the law and impact of garnishees in South Africa. (EN)
- LegalBrief: Republished extracts from Business Day article (EN)